@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@700&family=DM+Sans:wght@400;500;600;700&display=swap');
/* 
============================
Sai Ram Insurers Custom Styles
============================
*/

.site-logo-text {
  font-size: 32px;
  font-weight: 800;
  color: var(--loan-primary);
  text-decoration: none;
  font-family: var(--ztc-font-font-family-1, 'Outfit', sans-serif);
  letter-spacing: 0.2px;
  display: block;
  transition: all 0.3s ease;
  line-height: 1.2;
  white-space: nowrap;
  text-shadow: 0 1px 2px rgba(0, 0, 0, 0.05);
}

.site-logo-text:hover {
  color: var(--loan-secondary);
  text-decoration: none;
}


/* Global Hover Color Override */


:root {
  --loan-primary: #0e38b1;
  /* New Blue theme */
  --loan-secondary: #0a2e91;
  /* Darker blue */
  --loan-gold: #3b82f6;
  /* Light blue accent */
  --loan-dark: #051429;
  /* Deep navy for contrast */

  /* Overriding template variables to match the new theme */
  --ztc-bg-main-bg-1: #0e38b1;
  --ztc-bg-main-bg-2: #0a2e91;
  --ztc-bg-main-bg-3: #08257a;
}

/* Header Active Link Styling */
.main-menu-ex ul li a.active {
  color: var(--loan-primary) !important;
  position: relative;
}

.main-menu-ex ul li a.active::after {
  content: "";
  position: absolute;
  width: 100%;
  height: 3px;
  background-color: var(--loan-primary);
  bottom: -5px;
  left: 0;
}

/* Mobile Menu Active Styling */
.mobile-main-menu ul li a.active {
  color: var(--ztc-bg-main-bg-1) !important;
  font-weight: 700;
}

/* Header Call Text Styling */
.header1-header-elements .header1-buttons .button .contact .headding p {
  font-size: 12px;
  font-weight: 600;
  color: var(--ztc-text-text-1);
  margin-bottom: 0;
  letter-spacing: 1px;
}

.header1-header-elements .header1-buttons .button .contact .headding a {
  font-size: 18px;
  font-weight: 800;
  color: var(--ztc-bg-main-bg-1) !important;
}

/* New Service page design */

.heading-subtitle {
  border: 1px solid #09244c;
  border-radius: 30px;
  padding: 4px 20px;
  font-family: var(--loanlift-body-font);
  font-size: 12px;
  line-height: 20px;
  letter-spacing: 0.3em;
  margin-bottom: 18px;
  display: inline-block;
  color: var(--ztc-text-text-1);
}

.fadeInUp {
  animation-name: fadeInUp;
}

.animated {
  animation-duration: 1s;
  animation-fill-mode: both;
}

.services-section-one .heading-title {
  margin-bottom: 40px;
}

.service-one-inner {
  display: flex;
  flex-wrap: wrap;
  border: 1px solid #ebebeb;
  position: relative;
}

*,
:after,
:before {
  box-sizing: border-box;
}

.service-one-box {
  padding: 50px 40px;
  position: relative;
  display: flex;
  align-items: center;
  column-gap: 32px;
  width: 50%;
  cursor: pointer;
  overflow: hidden;
  border-right: 1px solid #ebebeb;
  border-bottom: 1px solid #ebebeb;
  transition: all 0.5s;
  z-index: 1;
}

.service-one-box:nth-child(2n) {
  border-right: none;
}

.service-one-box:nth-last-child(1),
.service-one-box:nth-last-child(2) {
  border-bottom: none;
}

.service-one-box-image {
  position: absolute;
  top: 0;
  left: -670px;
  height: 100%;
  width: 100%;
  z-index: 0;
  opacity: 0;
  transition: all 0.5s;
}

.service-one-box-image:before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  height: 100%;
  width: 100%;
  background-color: rgba(6, 21, 37, 0.6);
}

.service-one-box-image img {
  height: 100%;
  width: 100%;
  object-fit: cover;
}

.service-one-icon-box {
  font-size: 60px;
  line-height: 60px;
  transition: all 0.5s;
  transform: scaleX(1);
  flex-shrink: 0;
}



i[class*=" flaticon-"]:before,
i[class^="flaticon-"]:before {
  font-family: flaticon_loan !important;
  font-style: normal;
  font-weight: 400 !important;
  font-feature-settings: normal;
  font-variant: normal;
  text-transform: none;
  line-height: 1;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

.hero-slide .title {
  font-size: clamp(30px, 4vw, 50px) !important;
  font-weight: 900;
  line-height: 1.1;
  margin-bottom: 25px;
  letter-spacing: -1.5px;
}

.main-menu-ex ul li a {
  font-size: 15px !important;
  font-weight: 700 !important;
}

.main-menu-ex ul li ul li a {
  font-size: 13px !important;
  padding: 8px 25px !important;
  line-height: 1.4 !important;
}

;


.service-one-info h4 {
  font-size: 24px;
  font-weight: 700;
  line-height: 40px;
  margin-bottom: 8px;
  transition: all 0.5s;
}

.service-one-info p {
  margin: 0;
  transition: all 0.5s;
}

.service-one-box a {
  color: var(--ztc-text-text-1);
  font-size: 24px;
  height: 50px;
  width: 50px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 100%;
  line-height: 0;
  flex-shrink: 0;
  background-color: #f2f4f8;
  transition: all 0.5s;
  margin-left: auto;
}

/* Hover States Added */
.service-one-box:hover .service-one-box-image {
  left: 0;
  opacity: 1;
}

.service-one-box:hover .service-one-info h4,
.service-one-box:hover .service-one-info p,
.service-one-box:hover .service-one-icon-box i {
  color: #fff !important;
}

.service-one-box:hover a {
  background-color: var(--ztc-bg-main-bg-1);
  color: #fff !important;
  transform: rotate(-45deg);
}

.service-one-info,
.service-one-icon-box,
.service-one-box a {
  position: relative;
  z-index: 2;
}

.service-one-icon-box i {
  color: var(--ztc-bg-main-bg-1);
  transition: all 0.5s;
  font-size: 50px;
}

.heading-box h2 {
  font-weight: 800;
}

.service-one-box-image:before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  height: 100%;
  width: 100%;
  background-color: rgba(0, 0, 0, 0.65);
}

@media (max-width: 991px) {
  .service-one-box {
    width: 100%;
  }

  .service-one-inner:before,
  .service-one-inner:after {
    display: none;
  }

  .service-one-inner {
    border: none;
  }

  .service-one-box {
    border-bottom: 1px solid #ebebeb;
  }
}

@media (max-width: 991px) {
  .service-one-box {
    width: 100% !important;
    border-right: none !important;
    border-bottom: 1px solid #ebebeb !important;
  }

  .service-one-box:last-child {
    border-bottom: none !important;
  }

  .service-one-box a {
    margin-left: initial;
  }
}

/* Service Details & Sidebar Redesign */
.common-hero {
  padding: 130px 0;
  position: relative;
  overflow: hidden;
}

.common-hero:before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: rgba(0, 0, 0, 0.7);
  z-index: 1;
}

.common-hero .container {
  position: relative;
  z-index: 2;
}

.common-hero .title {
  color: #fff !important;
  font-weight: 800;
  font-size: 56px;
  margin-bottom: 20px;
  text-shadow: 0 2px 10px rgba(0, 0, 0, 0.3);
}

.common-hero p {
  color: #f0f0f0;
  font-size: 20px;
  max-width: 700px;
  margin: 0 auto;
}

.sidebar-box {
  background: #fff;
  padding: 20px 15px;
  border-radius: 20px;
  box-shadow: 0 15px 40px rgba(0, 0, 0, 0.08);
  border: 1px solid #f0f0f0;
  transition: all 0.3s ease;
}

.sidebar-box:hover {
  box-shadow: 0 20px 50px rgba(0, 0, 0, 0.12);
}

.sidebar-box h4 {
  font-size: 24px;
  font-weight: 800;
  color: #222;
  margin-bottom: 25px;
  position: relative;
  padding-bottom: 15px;
}

.sidebar-box h4:after {
  content: "";
  position: absolute;
  bottom: 0;
  left: 0;
  height: 4px;
  width: 60px;
  background: var(--ztc-bg-main-bg-1);
  border-radius: 2px;
}

.service-list {
  padding: 0;
  margin: 0;
  list-style: none;
}

.service-list li {
  margin-bottom: 12px;
}

.service-list li a {
  display: flex !important;
  align-items: center;
  padding: 10px 15px;
  background: #f9f9f9;
  color: #444;
  border-radius: 12px;
  font-weight: 600;
  font-size: 16px;
  transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
  border: 1px solid transparent;
  text-decoration: none;
}

.service-list li a i.main-icon {
  width: 40px;
  height: 40px;
  background: #fff;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-right: 15px;
  font-size: 18px;
  color: var(--ztc-bg-main-bg-1);
  box-shadow: 0 4px 10px rgba(0, 0, 0, 0.05);
  transition: all 0.3s ease;
}

.service-list li a i.arrow-right {
  margin-left: auto;
  font-size: 14px;
  opacity: 0.5;
  transition: all 0.3s ease;
}

.service-list li a:hover,
.service-list li a.active {
  background: var(--ztc-bg-main-bg-1) !important;
  color: #fff !important;
  transform: translateX(5px);
  border-color: rgba(255, 255, 255, 0.1);
}

.service-list li a:hover i.main-icon,
.service-list li a.active i.main-icon {
  background: rgba(255, 255, 255, 0.2) !important;
  color: #fff !important;
}

.service-list li a:hover i.arrow-right,
.service-list li a.active i.arrow-right {
  opacity: 1 !important;
  transform: translateX(3px);
}

/* Sidebar CTA Improvements */
.sidebar-cta {
  background: linear-gradient(135deg,
      var(--ztc-bg-main-bg-1) 0%,
      #1a428a 100%) !important;
  padding: 40px 30px !important;
  border-radius: 20px !important;
  position: relative;
  overflow: hidden;
  text-align: center;
}

.sidebar-cta:before {
  content: "";
  position: absolute;
  top: -50px;
  right: -50px;
  width: 150px;
  height: 150px;
  background: rgba(255, 255, 255, 0.05);
  border-radius: 50%;
}

.sidebar-cta h3 {
  color: #fff !important;
  font-size: 28px;
  font-weight: 800;
  margin-bottom: 20px;
}

.sidebar-cta p {
  color: rgba(255, 255, 255, 0.9) !important;
  font-size: 16px;
  margin-bottom: 30px;
}

.sidebar-cta .theme-btn1 {
  display: inline-block;
  padding: 15px 30px;
  background: #fff !important;
  color: var(--ztc-bg-main-bg-1) !important;
  border-radius: 50px !important;
  font-weight: 700;
  font-size: 18px;
  box-shadow: 0 10px 20px rgba(0, 0, 0, 0.1);
  transition: all 0.3s ease;
  text-decoration: none;
}

.sidebar-cta .theme-btn1:hover {
  transform: translateY(-3px);
  box-shadow: 0 15px 30px rgba(0, 0, 0, 0.2);
}

/* ==========================================================================
   PREMIUM HERO SECTION REDESIGN
   ========================================================================== */

/* ==========================================================================
   FULL-PAGE HERO SECTION REDESIGN (CENTERED)
   ========================================================================== */

.hero1,
.hero-slide {
  background-size: cover !important;
  background-position: center !important;
  min-height: 600px !important;
  height: 80vh !important;
  display: flex !important;
  align-items: center !important;
  position: relative !important;
  padding: 100px 0 !important;
  text-align: center;
}

.hero-slide-1 {
  background-image:
    linear-gradient(rgba(0, 0, 0, 0.7), rgba(0, 0, 0, 0.7)),
    url("../img/hero/Hero-banner.jpg") !important;
}

.hero-slide-2 {
  background-image:
    linear-gradient(rgba(0, 0, 0, 0.7), rgba(0, 0, 0, 0.7)),
    url("https://images.unsplash.com/photo-1576091160550-217359f49f4c?auto=format&fit=crop&q=80&w=1920") !important;
}

.hero-slide-3 {
  background-image:
    linear-gradient(rgba(0, 0, 0, 0.7), rgba(0, 0, 0, 0.7)),
    url("https://images.unsplash.com/photo-1503376780353-7e6692767b70?auto=format&fit=crop&q=80&w=1920") !important;
}

.hero1 .container {
  position: relative;
  z-index: 5;
}

.hero1 .sub-title {
  color: #fff;
  text-transform: uppercase;
  letter-spacing: 2px;
  font-size: 14px;
  font-weight: 600;
  margin-bottom: 20px;
  display: block;
}

/* Hero Slider Custom Nav & Dots */
.hero-slider.owl-carousel .owl-nav button {
  position: absolute;
  top: 50%;
  transform: translateY(-50%);
  background: rgba(255, 255, 255, 0.1) !important;
  backdrop-filter: blur(10px);
  color: #fff !important;
  width: 60px;
  height: 60px;
  border-radius: 50% !important;
  font-size: 18px !important;
  transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
  z-index: 10;
  border: 1px solid rgba(255, 255, 255, 0.2) !important;
}

.hero-slider.owl-carousel .owl-nav button:hover {
  background: var(--loan-primary) !important;
  border-color: var(--loan-primary) !important;
  width: 70px;
  height: 70px;
}

.hero-slider.owl-carousel .owl-nav button.owl-prev {
  left: 30px;
}

.hero-slider.owl-carousel .owl-nav button.owl-next {
  right: 30px;
}

.hero-slider.owl-carousel .owl-dots {
  position: absolute;
  bottom: 25px;
  width: 100%;
  text-align: center;
  z-index: 10;
}

width: 100%;
text-align: center;
z-index: 10;
}

.hero-slider.owl-carousel .owl-dots .owl-dot span {
  width: 8px;
  height: 8px;
  background: rgba(255, 255, 255, 0.3);
  margin: 0 6px;
  border-radius: 50%;
  display: inline-block;
  transition: all 0.4s ease;
  border: 1px solid rgba(255, 255, 255, 0.1);
}

.hero-slider.owl-carousel .owl-dots .owl-dot.active span {
  background: var(--loan-primary) !important;
  width: 45px;
  border-radius: 10px;
}

@media (max-width: 767px) {
  .hero-slider.owl-carousel .owl-nav {
    display: none;
  }
}

.hero1 .title,
.hero-slide .title {
  font-size: 48px !important;
  line-height: 1.2 !important;
  font-weight: 800 !important;
  margin-bottom: 30px !important;
  color: #fff !important;
  text-shadow: 0 5px 15px rgba(0, 0, 0, 0.3);
  letter-spacing: -1px !important;
}

.hero1 .sub-title,
.hero-slide .sub-title {
  display: inline-flex !important;
  align-items: center !important;
  background: transparent !important;
  /* Removed BG */
  color: #ffffff !important;
  border: none !important;
  /* Removed Border */
  padding: 0 !important;
  font-size: 15px !important;
  font-weight: 800 !important;
  text-transform: uppercase !important;
  letter-spacing: 3px !important;
  margin-bottom: 25px !important;
  box-shadow: none !important;
}

.hero1 .sub-title::before,
.hero-slide .sub-title::before {
  content: "";
  width: 40px;
  height: 2px;
  background: var(--loan-primary);
  margin-right: 15px;
  display: inline-block;
}

.hero-btns {
  display: flex;
  gap: 20px;
  justify-content: center;
}

/* ==========================================================================
   GLOBAL BUTTON STYLING & HOVER EFFECTS
   ========================================================================== */
.hero-btn-outline,
.hero-btn-solid,
.theme-btn1,
.cta-btn1,
.theme-btn {
  display: inline-flex !important;
  align-items: center !important;
  justify-content: center !important;
  background-color: var(--loan-primary) !important;
  color: #ffffff !important;
  padding: 13px 35px !important;
  border-radius: 50px !important;
  font-weight: 700 !important;
  font-size: 15px !important;
  transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275) !important;
  text-decoration: none !important;
  border: 2px solid var(--loan-primary) !important;
  box-shadow: 0 8px 16px rgba(14, 56, 177, 0.15) !important;
  gap: 12px !important;
  text-transform: uppercase !important;
  letter-spacing: 0.5px !important;
  white-space: nowrap !important;
}

/* Hover State - Fixing Disappearing Text */
.hero-btn-outline:hover,
.hero-btn-solid:hover,
.theme-btn1:hover,
.cta-btn1:hover,
.theme-btn:hover {
  background-color: #ffffff !important;
  color: var(--loan-primary) !important;
  /* Force Blue text on white bg */
  border-color: #ffffff !important;
  transform: translateY(-5px) !important;
  box-shadow: 0 12px 24px rgba(14, 56, 177, 0.25) !important;
}

/* Icon animations within buttons */
.hero-btn-outline span,
.theme-btn span,
.cta-btn1 span {
  display: flex !important;
  align-items: center !important;
  justify-content: center !important;
  width: 24px !important;
  height: 24px !important;
  background: rgba(255, 255, 255, 0.15) !important;
  color: #fff !important;
  border-radius: 50% !important;
  transition: all 0.3s ease !important;
}

.hero-btn-outline:hover span,
.theme-btn:hover span,
.cta-btn1:hover span {
  background-color: var(--loan-primary) !important;
  color: #ffffff !important;
  transform: translateX(5px) !important;
}



/* Ensure spacing in hero area */
.hero-btns {
  margin-top: 40px !important;
  margin-bottom: 60px !important;
  /* Adds space before dots */
}

.hero-slider.owl-carousel .owl-dots {
  position: absolute;
  bottom: 20px !important;
  /* Push dots to the absolute bottom */
  width: 100%;
  text-align: center;
  z-index: 10;
}


.experience-badge {
  position: absolute;
  right: 5%;
  top: 50%;
  transform: translateY(-50%);
  z-index: 10;
}

@keyframes rotate-badge {
  from {
    transform: rotate(0deg);
  }

  to {
    transform: rotate(360deg);
  }
}

.rotating-badge {
  width: 150px;
  animation: rotate-badge 10s linear infinite;
  filter: invert(1) brightness(2);
}

.hero-bottom-info {
  position: absolute;
  bottom: 40px;
  left: 0;
  width: 100%;
  z-index: 5;
  text-align: left;
}

.hero-info-item {
  display: flex;
  flex-direction: column;
  color: #fff;
  opacity: 0.8;
}

.hero-info-item .num {
  font-size: 14px;
  font-weight: 700;
  margin-bottom: 5px;
}

.hero-info-item .text {
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: 1px;
}

@media (max-width: 991px) {

  .hero1,
  .hero-slide {
    min-height: 450px !important;
    height: auto !important;
    padding: 100px 0 60px 0 !important;
    /* Increased top padding to 100px */
  }

  .hero1 .title,
  .hero-slide .title {
    font-size: 34px !important;
    margin-bottom: 20px !important;
  }

  .hero-btns {
    flex-direction: column;
    align-items: center;
    gap: 15px !important;
    margin-top: 30px !important;
  }

  .hero-btn-solid,
  .hero-btn-outline,
  .theme-btn,
  .theme-btn1 {
    width: 280px !important;
  }
}

@media (max-width: 767px) {

  .hero1 .title,
  .hero-slide .title {
    font-size: 28px !important;
  }

  .hero1 .sub-title,
  .hero-slide .sub-title {
    font-size: 13px !important;
    letter-spacing: 2px !important;
  }

  .heading1 .title {
    font-size: 26px !important;
    line-height: 1.3 !important;
  }

  .sp {
    padding: 60px 0 !important;
  }

  /* Gallery Mobile Scroll */
  .gallery-filters {
    display: flex !important;
    overflow-x: auto !important;
    white-space: nowrap !important;
    padding-bottom: 10px !important;
    justify-content: flex-start !important;
    -webkit-overflow-scrolling: touch;
    gap: 10px !important;
  }

  .gallery-filter-btn {
    padding: 8px 18px !important;
    font-size: 13px !important;
    flex: 0 0 auto;
  }

  .faq-header h4 {
    font-size: 15px !important;
    padding-right: 30px;
  }
}

@media (max-width: 480px) {

  .hero1 .title,
  .hero-slide .title {
    font-size: 24px !important;
  }

  .hero-btn-solid,
  .hero-btn-outline,
  .theme-btn,
  .theme-btn1 {
    width: 100% !important;
  }

  .mobile-logo img {
    max-height: 40px !important;
  }

  /* Services Mobile Layout Fix */
  .service-one-box {
    padding: 30px 20px !important;
    gap: 15px !important;
  }

  .service-one-icon-box i {
    font-size: 35px !important;
  }

  .service-one-info h4 {
    font-size: 18px !important;
    line-height: 1.4 !important;
  }

  .service-one-info p {
    font-size: 13px !important;
  }

  .service-one-box a {
    width: 40px !important;
    height: 40px !important;
    font-size: 18px !important;
  }
}

/* Fix Hero Bottom Area Overlap */
/* Styles for Value Features section were moved/added to value-features-section */
.hero-bottom-area {
  position: relative !important;
  z-index: 99 !important;
  background: #fff !important;
  box-shadow: 0 20px 50px rgba(0, 0, 0, 0.1) !important;
  border-radius: 10px !important;
}

/* ==========================================================================
   LOAN PROCESS SECTION (HORIZONTAL TIMELINE)
   ========================================================================== */

.process-section {
  padding: 100px 0;
  background-color: #fcfcfc;
}

.process-badge {
  background: #fff;
  border: 1px solid #09244c;
  border-radius: 50px;
  padding: 5px 20px;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-size: 13px;
  font-weight: 700;
  color: #444;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 25px;
}

.process-badge i {
  color: var(--loan-gold);
  font-size: 14px;
}

.process-section .title {
  margin-bottom: 20px;
}

.process-section .description {
  max-width: 500px;
}

.process-img-thumb {
  position: relative;
  border-radius: 15px;
  overflow: hidden;
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.1);
  width: 100%;
  aspect-ratio: 16 / 9;
}

.process-img-thumb img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

/* Timeline Layout */
.process-timeline {
  margin-top: 80px;
  position: relative;
  counter-reset: step-counter;
}

.timeline-line {
  position: absolute;
  top: 112px;
  left: 10%;
  right: 10%;
  height: 1px;
  background: #ccc;
  z-index: 1;
}

.process-step {
  text-align: center;
  position: relative;
  z-index: 2;
  counter-increment: step-counter;
}

.step-icon {
  font-size: 40px;
  color: var(--loan-primary);
  margin-bottom: 25px;
  display: block;
}

.step-title {
  margin-bottom: 35px;
}

.step-marker {
  width: 34px;
  height: 34px;
  background: #fff;
  border: 2px solid var(--loan-primary);
  color: var(--loan-primary);
  border-radius: 50%;
  margin: 0 auto 30px;
  display: flex !important;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 14px;
  position: relative;
  box-shadow: 0 4px 10px rgba(14, 56, 177, 0.1);
  transition: all 0.3s ease;
}

.step-marker::after {
  content: "0" counter(step-counter);
}

.process-step:hover .step-marker {
  background: var(--loan-primary);
  color: #fff;
}

.step-text {
  max-width: 200px;
  margin: 0 auto;
}

@media (max-width: 991px) {
  .timeline-line {
    display: none;
  }

  .process-step {
    margin-bottom: 60px;
    padding: 0 15px;
  }

  .process-section .title {
    font-size: 30px !important;
    line-height: 1.3 !important;
  }
}

@media (max-width: 767px) {
  .process-img-thumb {
    margin-top: 30px !important;
    max-height: 250px !important;
  }

  .step-icon {
    font-size: 32px !important;
    margin-bottom: 15px !important;
  }

  .step-title h4 {
    font-size: 20px !important;
  }

  .step-text {
    max-width: 100% !important;
  }
}

/* ==========================================================================
   DARK TRUST SECTION (BELOW PROCESS)
   ========================================================================== */

.trust-section {
  background-color: #051429;
  padding: 100px 0;
  color: #fff;
  position: relative;
  overflow: hidden;
}

.trust-section .trust-badge {
  border: 1px solid rgba(255, 255, 255, 0.3);
  border-radius: 50px;
  padding: 5px 20px;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  margin-bottom: 30px;
}

.trust-section .trust-badge i {
  color: var(--loan-gold);
}

.trust-section .section-title {
  font-size: 48px;
  line-height: 1.2;
  font-weight: 800;
  margin-bottom: 40px;
  max-width: 800px;
}

.trust-banner-img {
  width: 100%;
  height: 180px;
  object-fit: cover;
  border-radius: 10px;
  margin-bottom: 50px;
}

.trust-features {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}

.trust-feature-item {
  display: flex;
  flex-direction: column;
  gap: 15px;
}

.trust-feature-item i {
  font-size: 32px;
  color: var(--loan-primary);
}

.trust-feature-item h5 {
  color: #fff !important;
  font-size: 18px;
  font-weight: 700;
  margin: 0;
}

.trust-feature-item p {
  color: #a0a0a0 !important;
  font-size: 14px;
  line-height: 1.6;
}

@media (max-width: 991px) {
  .trust-features {
    grid-template-columns: repeat(2, 1fr);
  }

  .trust-section .section-title {
    font-size: 36px !important;
  }
}

@media (max-width: 767px) {
  .trust-features {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .trust-section {
    padding: 60px 0 !important;
  }

  .trust-section .section-title {
    font-size: 28px !important;
  }

  .trust-feature-item {
    text-align: center;
  }

  .trust-feature-item i {
    margin: 0 auto 15px !important;
  }

  .trust-stats-column {
    border-left: none !important;
    padding-left: 0 !important;
    margin-top: 50px;
    gap: 40px !important;
  }
}


/* Stats Styling */
.trust-stats-column {
  border-left: 1px solid rgba(255, 255, 255, 0.1);
  padding-left: 60px;
  height: 100%;
  display: flex;
  flex-direction: column;
  justify-content: center;
  gap: 60px;
}

.stat-item {
  position: relative;
  width: 100%;
}

.stat-number {
  font-size: 70px;
  font-weight: 900;
  line-height: 1;
  -webkit-text-stroke: 1.5px rgba(255, 255, 255, 0.8);
  color: transparent;
  display: block;
  margin-bottom: 15px;
  font-family: inherit;
}

.stat-content-wrapper {
  position: relative;
  border-top: 1px solid rgba(255, 255, 255, 0.2);
  padding-top: 15px;
  display: block;
}

.stat-content {
  display: block;
  font-size: 14px;
  color: #a0a0a0;
  text-transform: capitalize;
  font-weight: 500;
}

.stat-index {
  position: absolute;
  left: 0;
  top: -15px;
  font-size: 14px;
  font-weight: 800;
  color: var(--loan-gold) !important;
  opacity: 0.9;
  letter-spacing: 1px;
}


@media (max-width: 991px) {
  .trust-stats-column {
    border-left: none;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    padding-left: 0;
    padding-top: 50px;
    margin-top: 50px;
  }

  .trust-features {
    grid-template-columns: 1fr;
  }

  .trust-section .section-title {
    font-size: 32px;
  }
}

/* Global Accent Updates */
.hero-btn-outline {
  background-color: var(--loan-primary) !important;
  border-color: var(--loan-primary) !important;
  color: #fff !important;
}



.sub-title,
.span {
  color: var(--loan-primary) !important;
}

.heading-subtitle {
  border-color: var(--loan-primary) !important;
}

/* Service Box Icons Color Fix */
.service-one-icon-box i {
  color: var(--loan-primary) !important;
}

.service-one-box:hover .service-one-icon-box i {
  color: #fff !important;
}

/* Testimonial Redesign */

/* ==========================================================================

/* ==========================================================================
   TESTIMONIAL SECTION REDESIGN
   ========================================================================== */

.testimonial-success {
  background: linear-gradient(135deg, #0e3873 0%, #0e38b1 100%);
  padding: 10px 0;
  color: #ffffff;
  position: relative;
  overflow: hidden;
}

.testimonial-success::before {
  content: "";
  position: absolute;
  top: -20%;
  left: -10%;
  width: 40%;
  height: 80%;
  background: radial-gradient(circle, rgba(255, 255, 255, 0.05) 0%, transparent 70%);
  border-radius: 50%;
  z-index: 1;
  pointer-events: none;
}

.testimonial-success::after {
  content: "";
  position: absolute;
  bottom: -20%;
  right: -10%;
  width: 40%;
  height: 80%;
  background: radial-gradient(circle, rgba(255, 255, 255, 0.05) 0%, transparent 70%);
  border-radius: 50%;
  z-index: 1;
  pointer-events: none;
}

.testimonial-content-wrap {
  position: relative;
  z-index: 2;
}

.quote-icon-wrap {
  font-size: 40px;
  color: var(--loan-gold);
  margin-bottom: 25px;
  opacity: 0.8;
}

.testimonial-success .title {
  color: #ffffff !important;
  font-size: 48px;
  font-weight: 800;
  margin-bottom: 20px;
}

.testimonial-success .description {
  color: rgba(255, 255, 255, 0.9);
  font-size: 20px;
  font-style: italic;
  font-weight: 400;
  line-height: 1.8;
  margin-bottom: 40px;
  max-width: 90%;
  margin-left: auto;
  margin-right: auto;
}

.testimonial-success .success-badge {
  border: 1px solid rgba(255, 255, 255, 0.3) !important;
  border-radius: 50px !important;
  padding: 6px 20px !important;
  display: inline-flex !important;
  align-items: center !important;
  gap: 10px !important;
  font-size: 12px !important;
  font-weight: 800 !important;
  letter-spacing: 2px !important;
  text-transform: uppercase !important;
  margin-bottom: 25px !important;
  color: #ffffff !important;
  background: rgba(255, 255, 255, 0.1);
}

.testimonial-success .success-badge i {
  color: var(--loan-gold) !important;
}

/* Video/Image Thumb Styling */
.video-testimonial-thumb {
  position: relative;
  border-radius: 20px;
  overflow: hidden;
  height: 500px;
  /* Fixed height for consistency */
  width: 100%;
  box-shadow: 0 20px 50px rgba(0, 0, 0, 0.15);
}

.video-testimonial-thumb img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.5s ease;
}

.video-testimonial-thumb:hover img {
  transform: scale(1.05);
}

.video-testimonial-thumb::after {
  content: "\f04b";
  /* FontAwesome Play Icon */
  font-family: "Font Awesome 6 Pro";
  font-weight: 900;
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  width: 80px;
  height: 80px;
  background: rgba(255, 255, 255, 0.9);
  backdrop-filter: blur(5px);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #0e38b1;
  font-size: 30px;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.2);
  cursor: pointer;
  transition: all 0.3s ease;
  padding-left: 5px;
  /* Visual correction */
}

.video-testimonial-thumb:hover::after {
  transform: translate(-50%, -50%) scale(1.1);
  background: #051429;
  color: #fff;
}

/* User Info Styling */
.testimonial-user-info {
  display: flex;
  align-items: center;
  gap: 20px;
  margin-bottom: 40px;
  padding-top: 20px;
  border-top: 1px solid rgba(5, 20, 41, 0.1);
}

.testimonial-user-info .user-img {
  width: 70px;
  height: 70px;
  border-radius: 50%;
  object-fit: cover;
  border: 3px solid #fff;
  box-shadow: 0 5px 15px rgba(0, 0, 0, 0.1);
}

.testimonial-user-info .user-details h4 {
  color: #ffffff;
  font-size: 22px;
  font-weight: 800;
  margin-bottom: 5px;
}

.testimonial-user-info .user-details span {
  color: rgba(255, 255, 255, 0.7);
  font-size: 14px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 1px;
}

.testimonial-quote-icon {
  margin-left: auto;
  /* Push to right */
  font-size: 80px;
  color: #051429;
  opacity: 0.1;
  line-height: 1;
}

/* Dots Navigation */
.testimonial-dots {
  display: flex;
  gap: 10px;
}

.testimonial-dots span {
  width: 12px;
  height: 12px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.3);
  cursor: pointer;
  transition: all 0.3s ease;
}

.testimonial-dots span.active {
  background: #ffffff;
  transform: scale(1.3);
}

.testimonial-dots span:hover {
  background: #ffffff;
}

@media (max-width: 991px) {
  .testimonial-content-wrap {
    padding-left: 0 !important;
    margin-top: 50px;
  }

  .video-testimonial-thumb {
    height: 350px;
  }

  .testimonial-success .section-title {
    font-size: 36px;
  }

  .testimonial-success {
    padding: 40px 0;
  }
}

/* Contact Page Styles */
.contact-page .contact-box {
  display: flex !important;
  align-items: center !important;
  gap: 20px;
  padding: 25px;
  background: #fff;
  border-radius: 12px;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.05);
  transition:
    transform 0.3s ease,
    box-shadow 0.3s ease;
  border: 1px solid #eee;
  margin-bottom: 20px;
}

.contact-page .contact-box:hover {
  transform: translateY(-5px);
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.1);
}

.contact-page .contact-box .icon {
  width: 60px;
  height: 60px;
  background: var(--loan-primary);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  box-shadow: 0 4px 10px rgba(232, 143, 35, 0.3);
}

.contact-page .contact-box .icon img {
  width: 25px;
  height: 25px;
  filter: brightness(0) invert(1);
  /* Makes the icon white */
  object-fit: contain;
}

.contact-page .contact-box .icon i {
  color: #fff !important;
}

.contact-page .contact-box .content h4 {
  font-size: 20px;
  font-weight: 700;
  color: var(--loan-dark);
  margin-bottom: 8px;
}

.contact-page .contact-box .content a,
.contact-page .contact-box .content p {
  font-size: 16px;
  color: #666;
  margin: 0;
  text-decoration: none;
  line-height: 1.5;
  display: block;
}

.contact-page .contact-box .content a:hover {
  color: var(--loan-primary);
}

/* Contact Box Alignment Fix */
.contact-box .heading1 h4 {
  display: flex;
  align-items: center;
  gap: 15px;
}

.contact-box .heading1 .icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 50px;
  height: 50px;
  background: var(--loan-primary);
  border-radius: 50%;
  color: #fff;
  font-size: 20px;
}

/* Service Details Image Standardization */
.service-details-content .image img {
  width: 100%;
  height: 400px;
  /* Fixed height for consistency */
  object-fit: cover;
  border-radius: 12px;
  margin-bottom: 30px;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.08);
}

/* Centered Testimonial Slider Fixes */
.single-testimonial-slider {
  max-width: 800px;
  margin: 0 auto;
  padding-bottom: 50px;
  /* Space for dots */
  position: relative;
}

.testimonial-item {
  text-align: center;
  outline: none;
  /* Remove focus outline */
}

.testimonial-item .description {
  margin-left: auto;
  margin-right: auto;
  margin-bottom: 30px;
}

/* Slick Dots Customization */
.single-testimonial-slider .slick-dots {
  display: flex !important;
  justify-content: center;
  gap: 10px;
  padding: 0;
  margin: 0;
  list-style: none;
  position: absolute;
  bottom: 0;
  left: 50%;
  transform: translateX(-50%);
  width: 100%;
}

.single-testimonial-slider .slick-dots li {
  margin: 0;
}

.single-testimonial-slider .slick-dots li button {
  font-size: 0;
  line-height: 0;
  display: block;
  width: 12px;
  height: 12px;
  padding: 5px;
  cursor: pointer;
  color: transparent;
  border: 0;
  outline: none;
  background: rgba(255, 255, 255, 0.3);
  border-radius: 50%;
  transition: all 0.3s ease;
}

.single-testimonial-slider .slick-dots li.slick-active button {
  background: #ffffff;
  transform: scale(1.3);
}

.single-testimonial-slider .slick-dots li button:hover {
  background: #ffffff;
}

/* ── FONTS ── */


/* ── CTA SECTION ── */
.premium-cta {
  width: 100%;
  padding: 60px 20px;
}

.cta-inner-card {
  position: relative;
  background: linear-gradient(135deg, #0a2472 0%, #0d3aad 45%, #1565e8 100%);
  border-radius: 24px;
  padding: 56px 60px;
  overflow: hidden;
  box-shadow:
    0 30px 80px rgba(13, 58, 173, 0.35),
    0 8px 20px rgba(13, 58, 173, 0.2),
    inset 0 1px 0 rgba(255, 255, 255, 0.12);
  animation: fadeUp 0.8s cubic-bezier(0.22, 1, 0.36, 1) both;
}

/* Decorative orbs */
.cta-inner-card::before {
  content: '';
  position: absolute;
  top: -80px;
  right: -80px;
  width: 320px;
  height: 320px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(255, 255, 255, 0.07) 0%, transparent 70%);
  pointer-events: none;
}

.cta-inner-card::after {
  content: '';
  position: absolute;
  bottom: -60px;
  left: 30%;
  width: 260px;
  height: 260px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(100, 180, 255, 0.1) 0%, transparent 70%);
  pointer-events: none;
}

/* Dot grid overlay */
.dots-overlay {
  position: absolute;
  inset: 0;
  background-image: radial-gradient(circle, rgba(255, 255, 255, 0.06) 1px, transparent 1px);
  background-size: 28px 28px;
  pointer-events: none;
}

/* Layout */
.cta-inner-card .row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
  position: relative;
  z-index: 1;
  flex-wrap: wrap;
}

.cta-content {
  flex: 1;
  min-width: 280px;
}

/* Badge */
.cta-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: 100px;
  padding: 6px 16px;
  margin-bottom: 20px;
  backdrop-filter: blur(6px);
}

.cta-badge span {
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: #a8ceff;
}

.badge-dot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: #4af0a0;
  box-shadow: 0 0 6px #4af0a0;
  animation: pulse 2s ease-in-out infinite;
}

/* Title */
.cta-title {
  font-family: 'Playfair Display', serif;
  font-size: clamp(26px, 3.5vw, 40px);
  font-weight: 700;
  color: #ffffff;
  line-height: 1.22;
  margin-bottom: 16px;
  text-shadow: 0 2px 20px rgba(0, 0, 50, 0.25);
}

.cta-title em {
  font-style: normal;
  color: #7dd3fc;
}

/* Description */
.cta-desc {
  font-size: 15px;
  line-height: 1.65;
  color: rgba(200, 220, 255, 0.85);
  max-width: 500px;
}

/* Trust pills */
.trust-row {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-top: 28px;
  flex-wrap: wrap;
}

.trust-pill {
  display: flex;
  align-items: center;
  gap: 6px;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 100px;
  padding: 5px 14px;
}

.trust-pill svg {
  width: 14px;
  height: 14px;
  color: #7dd3fc;
}

.trust-pill span {
  font-size: 12px;
  color: rgba(200, 225, 255, 0.85);
  font-weight: 500;
}

/* CTA Actions */
.cta-actions {
  display: flex;
  flex-direction: column;
  align-items: flex-end;
  gap: 14px;
  flex-shrink: 0;
}

/* CTA Button */
.modern-cta-btn {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  background: #ffffff;
  color: #0a2472;
  font-family: 'DM Sans', sans-serif;
  font-size: 15px;
  font-weight: 700;
  padding: 17px 32px;
  border-radius: 14px;
  text-decoration: none;
  letter-spacing: 0.01em;
  transition: transform 0.25s ease, box-shadow 0.25s ease, background 0.25s ease, color 0.25s ease;
  box-shadow: 0 4px 24px rgba(0, 0, 0, 0.18), 0 1px 4px rgba(0, 0, 0, 0.1);
  white-space: nowrap;
}

.modern-cta-btn:hover {
  background: #0d3aad;
  color: #ffffff;
  transform: translateY(-3px) scale(1.02);
  box-shadow: 0 12px 40px rgba(0, 0, 0, 0.25);
}

.modern-cta-btn .arrow-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 28px;
  height: 28px;
  border-radius: 8px;
  background: rgba(13, 58, 173, 0.1);
  transition: background 0.25s ease, transform 0.25s ease;
}

.modern-cta-btn:hover .arrow-icon {
  background: rgba(255, 255, 255, 0.2);
  transform: translateX(3px);
}

.arrow-icon svg {
  width: 14px;
  height: 14px;
}

/* Note text */
.cta-note {
  font-size: 12px;
  color: rgba(180, 210, 255, 0.7);
  text-align: right;
}

/* Shine divider */
.shine-line {
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.3), transparent);
  margin: 32px 0 28px;
  position: relative;
  z-index: 1;
  animation: shimmer 3s ease-in-out infinite;
}

/* ── ANIMATIONS ── */
@keyframes fadeUp {
  from {
    opacity: 0;
    transform: translateY(30px);
  }

  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes pulse {

  0%,
  100% {
    opacity: 1;
    transform: scale(1);
  }

  50% {
    opacity: 0.6;
    transform: scale(1.3);
  }
}

@keyframes shimmer {

  0%,
  100% {
    opacity: 0.4;
  }

  50% {
    opacity: 1;
  }
}

/* ── RESPONSIVE ── */
@media (max-width: 640px) {
  .cta-inner-card {
    padding: 36px 28px;
  }

  .cta-actions {
    align-items: flex-start;
  }

  .cta-note {
    text-align: left;
  }
}

/* ==========================================================================
   VALUE FEATURES SECTION REDESIGN
   ========================================================================== */
.value-features-section {
  background: #f8fbff;
  /* Very soft blue-ish grey */
  padding: 100px 0;
  position: relative;
  overflow: hidden;
}

/* Subtle background pattern */
.value-features-section::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background-image: radial-gradient(var(--loan-primary) 0.5px, transparent 0.5px);
  background-size: 30px 30px;
  opacity: 0.03;
  pointer-events: none;
}

.value-feature-card {
  background: #ffffff;
  padding: 45px 30px;
  border-radius: 30px;
  text-align: center;
  transition: all 0.5s cubic-bezier(0.23, 1, 0.32, 1);
  border: 1px solid rgba(14, 56, 177, 0.06);
  box-shadow: 0 10px 30px rgba(14, 56, 177, 0.04);
  height: 100%;
  display: flex;
  flex-direction: column;
  align-items: center;
  margin-bottom: 30px;
  position: relative;
  z-index: 1;
}

.value-feature-card:hover {
  transform: translateY(-15px);
  background: #ffffff;
  box-shadow: 0 40px 80px rgba(14, 56, 177, 0.12);
  border-color: rgba(14, 56, 177, 0.2);
}

.value-feature-card .card-icon {
  width: 85px;
  height: 85px;
  background: rgba(14, 56, 177, 0.06);
  border-radius: 22px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 36px;
  color: var(--loan-primary);
  margin-bottom: 30px;
  position: relative;
  transition: all 0.4s ease;
}

.value-feature-card:hover .card-icon {
  background: var(--loan-primary);
  color: #ffffff;
  transform: scale(1.1) rotate(5deg);
}

.value-feature-card .card-icon .icon-blob {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: var(--loan-primary);
  opacity: 0;
  border-radius: 22px;
  z-index: -1;
  transition: all 0.4s ease;
  filter: blur(20px);
}

.value-feature-card:hover .card-icon .icon-blob {
  opacity: 0.25;
}

.value-feature-card .card-text h5 {
  font-size: 22px;
  font-weight: 800;
  color: var(--loan-dark) !important;
  margin-bottom: 18px;
  letter-spacing: -0.5px;
  transition: all 0.3s ease;
}

.value-feature-card .card-text p {
  font-size: 16px;
  color: #555 !important;
  line-height: 1.6;
  margin: 0;
  font-weight: 500;
}

.value-feature-card:hover .card-text h5 {
  color: var(--loan-primary) !important;
}

@media (max-width: 991px) {
  .value-features-section {
    padding: 70px 0;
  }

  .value-feature-card {
    padding: 35px 25px;
  }
}


/* Center align testimonial user info */
/* Center align testimonial user info */
.testimonial-user-info {
  display: flex;
  flex-direction: row !important;
  /* Side by side */
  justify-content: center;
  align-items: center;
  text-align: left;
  /* Text aligns left relative to itself */
}

.testimonial-user-info img {
  margin-right: 15px !important;
  /* Space between image and text */
  margin-bottom: 0 !important;
}

.testimonial-user-info .user-details {
  text-align: left;
}

/* Force Success Story text to black */
.testimonial-content-wrap .heading1 span {
  color: #ffffff !important;
}

/* Fix Need Help button size for longer phone number */
.theme-btn1 {
  padding: 15px 25px !important;
  /* Reduce padding significantly */
  font-size: 16px !important;
  /* Reduce font size if needed */
  white-space: nowrap !important;
  /* Prevent wrapping */
  min-width: fit-content !important;
  width: auto !important;
  height: auto !important;
  line-height: normal !important;
  border-radius: 50px !important;
  /* Maintain rounded pill shape */
}

/* WhatsApp Floating Button */
.whatsapp-float {
  position: fixed;
  width: 50px;
  height: 50px;
  bottom: 20px;
  left: 20px;
  color: #fff;
  border-radius: 50px;
  text-align: center;
  font-size: 30px;
  box-shadow: 2px 2px 10px rgba(0, 0, 0, 0.2);
  z-index: 9999;
  transition: all 0.3s ease;
}

.whatsapp-float:hover {
  transform: scale(1.1);
  box-shadow: 2px 2px 15px rgba(0, 0, 0, 0.3);
}

.whatsapp-float img {
  width: 100%;
  height: 100%;
  border-radius: 50%;
}

@media (max-width: 767px) {
  .whatsapp-float {
    width: 40px;
    height: 40px;
    bottom: 15px;
    left: 15px;
  }
}

/* ==========================================================================
   EMI CALCULATOR STYLING
   ========================================================================== */
.calculator-section {
  background: #ffffff;
  position: relative;
}

.calculator-wrapper {
  background: #f8fbff;
  padding: 40px;
  border-radius: 20px;
  border: 1px solid rgba(14, 56, 177, 0.05);
}

.calc-input-group .label-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 15px;
}

.calc-input-group label {
  font-weight: 700;
  color: var(--loan-dark);
}

.calc-input-group span {
  font-weight: 800;
  color: var(--loan-primary);
  font-size: 18px;
}

/* Custom Range Slider */
.calc-slider {
  -webkit-appearance: none;
  width: 100%;
  height: 8px;
  border-radius: 5px;
  background: #e0e0e0;
  outline: none;
}

.calc-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--loan-primary);
  cursor: pointer;
  border: 3px solid #fff;
  box-shadow: 0 0 10px rgba(14, 56, 177, 0.3);
}

/* Result Card */
.emi-result-card {
  background: var(--loan-dark);
  color: #fff;
  padding: 50px 40px;
  border-radius: 30px;
  box-shadow: 0 30px 60px rgba(5, 20, 41, 0.2);
}

.emi-result-card .result-box {
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  padding-bottom: 30px;
  text-align: center;
}

.emi-result-card h4 {
  color: rgba(255, 255, 255, 0.7) !important;
  font-size: 16px;
  text-transform: uppercase;
  letter-spacing: 2px;
  margin-bottom: 10px;
}

.emi-result-card h2 {
  color: #fff !important;
  font-size: 48px;
  font-weight: 800;
}

.detail-item {
  display: flex;
  justify-content: space-between;
  margin-bottom: 15px;
}

.detail-item span {
  color: rgba(255, 255, 255, 0.6);
}

.detail-item p {
  color: #fff !important;
  font-weight: 700;
}

.total-payable {
  background: rgba(255, 255, 255, 0.05);
  padding: 20px;
  border-radius: 15px;
  text-align: center;
}

.total-payable h3 {
  color: var(--loan-gold) !important;
  font-size: 28px;
  margin-top: 5px;
}

/* ==========================================================================
   PARTNERS SECTION REDESIGN
   ========================================================================== */
.partners-section {
  background: #f8fbff;
  border-top: 1px solid rgba(14, 56, 177, 0.05);
}

.partner-card {
  background: #ffffff;
  padding: 30px 20px;
  text-align: center;
  margin: 15px;
  border-radius: 20px;
  border: 1px solid var(--loan-primary);
  transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
  box-shadow: 0 20px 40px rgba(14, 56, 177, 0.1);
  position: relative;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  align-items: center;
}

.partner-card img {
  width: 80px !important;
  height: 80px !important;
  object-fit: contain;
  filter: grayscale(0%);
  opacity: 1;
  transform: scale(1.1);
  margin-bottom: 20px;
  transition: all 0.4s ease;
}

.partner-card p {
  font-size: 13px;
  font-weight: 700;
  color: var(--loan-primary);
  text-transform: uppercase;
  letter-spacing: 1px;
  margin: 0;
  transition: all 0.3s ease;
}

.partner-card::after {
  content: "";
  position: absolute;
  bottom: 0;
  left: 0;
  width: 100%;
  height: 3px;
  background: var(--loan-primary);
  transform: scaleX(1);
  transition: transform 0.3s ease;
}

/* Hover Effect for extra interactivity */
.partner-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 25px 50px rgba(14, 56, 177, 0.15);
}

@media (max-width: 991px) {
  .partner-card {
    padding: 20px 15px;
  }
}

@media (max-width: 991px) {
  .emi-result-card {
    margin-top: 50px;
    padding: 30px;
  }
}

/* ==========================================================================
   FAQ ACCORDION STYLING
   ========================================================================== */
.faq-section {
  background: #ffffff;
}

.faq-accordion {
  display: flex;
  flex-direction: column;
  gap: 15px;
}

.faq-item {
  background: #f8fbff;
  border-radius: 15px;
  border: 1px solid rgba(14, 56, 177, 0.05);
  overflow: hidden;
  transition: all 0.3s ease;
}

.faq-item.active {
  background: #ffffff;
  border-color: var(--loan-primary);
  box-shadow: 0 10px 30px rgba(14, 56, 177, 0.05);
}

.faq-header {
  padding: 25px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
  transition: all 0.3s ease;
}

.faq-header h4 {
  margin: 0;
  font-size: 18px;
  font-weight: 700;
  color: var(--loan-dark);
  transition: all 0.3s ease;
}

.faq-item.active .faq-header h4 {
  color: var(--loan-primary);
}

.faq-header .icon {
  width: 35px;
  height: 35px;
  background: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--loan-primary);
  transition: all 0.3s ease;
  box-shadow: 0 4px 10px rgba(0, 0, 0, 0.05);
}

.faq-item.active .faq-header .icon {
  background: var(--loan-primary);
  color: #fff;
  transform: rotate(180deg);
}

.faq-body {
  padding: 0 25px 25px 25px;
  display: none;
}

.faq-body p {
  color: #666 !important;
  margin: 0;
  line-height: 1.6;
}

@media (max-width: 991px) {
  .faq-header h4 {
    font-size: 16px;
    padding-right: 15px;
  }
}

/* ==========================================================================
   HEADER ALIGNMENT FOR APPLY BUTTON
   ========================================================================== */
@media (min-width: 992px) {
  .header-elements {
    display: flex !important;
    align-items: center !important;
    justify-content: space-between !important;
    width: 100% !important;
  }

  .main-menu-ex {
    flex-grow: 1;
    display: flex;
    justify-content: center;
  }
}

.header-btn {
  margin-left: 20px;
}

.gallery-section-v3 {
  background: #fff;
}

/* ============================================================
   8. Gallery Lightbox
   ============================================================ */
.gallery-lightbox-overlay {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: rgba(0, 0, 0, 0.92);
  backdrop-filter: blur(8px);
  z-index: 9999;
  display: flex;
  align-items: center;
  justify-content: center;
  opacity: 0;
  visibility: hidden;
  transition: all 0.4s cubic-bezier(0.165, 0.84, 0.44, 1);
}

.gallery-lightbox-overlay.active {
  opacity: 1;
  visibility: visible;
}

.lightbox-content {
  max-width: 80%;
  max-height: 80vh;
  position: relative;
  transform: scale(0.9);
  transition: transform 0.4s cubic-bezier(0.165, 0.84, 0.44, 1);
}

.gallery-lightbox-overlay.active .lightbox-content {
  transform: scale(1);
}

.lightbox-content img {
  max-width: 100%;
  max-height: 80vh;
  border-radius: 8px;
  box-shadow: 0 0 50px rgba(0, 0, 0, 0.5);
  border: 3px solid rgba(255, 255, 255, 0.1);
}

.lightbox-close {
  position: absolute;
  top: 40px;
  right: 40px;
  color: #fff;
  font-size: 30px;
  cursor: pointer;
  width: 50px;
  height: 50px;
  background: rgba(255, 255, 255, 0.1);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: all 0.3s ease;
}

.lightbox-close:hover {
  background: var(--loan-primary);
  transform: rotate(90deg);
}

.lightbox-counter {
  position: absolute;
  top: 40px;
  left: 50%;
  transform: translateX(-50%);
  color: #fff;
  font-size: 1.2rem;
  font-weight: 600;
  letter-spacing: 2px;
  background: rgba(255, 255, 255, 0.1);
  padding: 8px 20px;
  border-radius: 30px;
}

.lightbox-nav-btn {
  position: absolute;
  top: 50%;
  transform: translateY(-50%);
  width: 60px;
  height: 60px;
  background: rgba(255, 255, 255, 0.1);
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 24px;
  cursor: pointer;
  transition: all 0.3s ease;
  user-select: none;
}

.lightbox-nav-btn:hover {
  background: var(--loan-primary);
  color: #fff;
  transform: translateY(-50%) scale(1.1);
}

.lightbox-nav-btn.prev {
  left: 40px;
}

.lightbox-nav-btn.next {
  right: 40px;
}

@media (max-width: 767px) {
  .lightbox-content {
    max-width: 95%;
  }

  .lightbox-nav-btn {
    width: 45px;
    height: 45px;
    font-size: 18px;
  }

  .lightbox-nav-btn.prev {
    left: 15px;
  }

  .lightbox-nav-btn.next {
    right: 15px;
  }

  .lightbox-close {
    top: 20px;
    right: 20px;
    width: 40px;
    height: 40px;
    font-size: 20px;
  }

  .lightbox-counter {
    top: 20px;
    font-size: 1rem;
  }
}

.gallery-filters {
  display: flex !important;
  justify-content: center !important;
  gap: 15px !important;
  flex-wrap: wrap !important;
  margin-bottom: 30px !important;
}

.gallery-filter-btn {
  background: transparent !important;
  border: 1px solid #ddd !important;
  padding: 10px 25px !important;
  border-radius: 50px !important;
  font-weight: 700 !important;
  color: #333 !important;
  transition: all 0.3s ease !important;
  cursor: pointer !important;
}

.gallery-filter-btn:hover,
.gallery-filter-btn.active {
  background: var(--loan-primary) !important;
  color: #fff !important;
  border-color: var(--loan-primary) !important;
  box-shadow: 0 5px 15px rgba(14, 56, 177, 0.2);
}

.gallery-card {
  position: relative;
  overflow: hidden;
  border-radius: 15px;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.05);
  transition: all 0.4s ease;
}

.gallery-img {
  position: relative;
  overflow: hidden;
  height: 300px;
}

.gallery-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: all 0.5s ease;
}

.gallery-overlay {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: rgba(14, 56, 177, 0.85);
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  opacity: 0;
  transform: translateY(20px);
  transition: all 0.4s ease;
}

.gallery-card:hover .gallery-overlay {
  opacity: 1 !important;
  transform: translateY(0);
}

.gallery-card:hover .gallery-img img {
  transform: scale(1.1);
}

.gallery-overlay h4 {
  color: #fff !important;
  margin-top: 15px;
  font-family: var(--ztc-font-font-family-1, "DM Sans", sans-serif);
  font-size: 1.25rem !important;
  font-weight: 700;
}

.gallery-overlay a.gallery-popup {
  width: 50px;
  height: 50px;
  background: #fff;
  color: var(--loan-primary);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  text-decoration: none;
  transition: all 0.3s ease;
}

.gallery-overlay a.gallery-popup:hover {
  transform: scale(1.1);
  background: var(--loan-primary);
  color: #fff;
}

/* Custom Dash for Section Headings */
.heading1 .span {
  display: inline-flex;
  align-items: center;
  font-weight: 700;
  color: var(--loan-primary) !important;
  text-transform: uppercase;
  letter-spacing: 2px;
  margin-bottom: 12px;
}

.heading1 .span::before {
  content: "";
  width: 40px;
  height: 2px;
  background: var(--loan-primary);
  margin-right: 15px;
  display: inline-block;
}

.heading1 .span img {
  display: none !important;
}

/* Scrollable Dropdown for long service lists */
.main-menu-ex ul li ul li ul {
  max-height: 400px !important;
  overflow-y: auto !important;
  width: 320px !important;
  box-shadow: 0 10px 40px rgba(0, 0, 0, 0.1) !important;
}

/* Sleek Scrollbar Styling */
.main-menu-ex ul li ul li ul::-webkit-scrollbar {
  width: 5px;
}

.main-menu-ex ul li ul li ul::-webkit-scrollbar-track {
  background: #f8fafc;
}

.main-menu-ex ul li ul li ul::-webkit-scrollbar-thumb {
  background: var(--loan-primary);
  border-radius: 10px;
}

/* Compact Buttons Styling */
.theme-btn1,
.hero-btn-outline,
.menu-btn2,
button[type="submit"] {
  padding: 7px 20px !important;
  font-size: 14px !important;
  white-space: nowrap !important;
  min-width: fit-content !important;
  width: auto !important;
  height: auto !important;
  line-height: normal !important;
  border-radius: 50px !important;
  display: inline-flex !important;
  align-items: center !important;
  justify-content: center !important;
  gap: 8px !important;
}


.theme-btn1 span,
.hero-btn-outline span {
  width: 22px !important;
  height: 22px !important;
  line-height: 22px !important;
  font-size: 10px !important;
  display: inline-flex !important;
  align-items: center !important;
  justify-content: center !important;
}

/* Global Section Spacing (Gaps) - Reduced for compact look */
.sp {
  padding-top: 40px !important;
    padding-bottom: 40px !important;
  }
}

/* --- Target Process Section Specifics --- */
.target-process-section {
    background: #ffffff;
    padding: 100px 0;
    overflow: hidden;
}

.target-wrapper {
    position: relative;
    display: flex;
    align-items: center;
    justify-content: center;
}

.target-ui {
    width: 350px;
    height: 350px;
    border-radius: 50%;
    border: 12px solid var(--ztc-bg-main-bg-1);
    position: relative;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 0 50px rgba(14, 56, 177, 0.1);
}

.target-ui::before {
    content: '';
    position: absolute;
    width: 80%;
    height: 80%;
    border: 12px solid rgba(14, 56, 177, 0.6);
    border-radius: 50%;
}

.target-ui::after {
    content: '';
    position: absolute;
    width: 60%;
    height: 60%;
    border: 12px solid rgba(14, 56, 177, 0.3);
    border-radius: 50%;
}

.target-inner {
    width: 40%;
    height: 40%;
    background: var(--ztc-bg-main-bg-1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: inset 0 0 20px rgba(0,0,0,0.1);
}

.step-list-curved {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.curved-step-item {
    display: flex;
    align-items: center;
    gap: 15px;
    padding: 15px 25px;
    background: linear-gradient(135deg, #ffffff 0%, #f8faff 100%);
    border-radius: 100px;
    box-shadow: 0 15px 35px rgba(14, 56, 177, 0.1);
    border: 1px solid rgba(14, 56, 177, 0.05);
    border-left: 5px solid var(--ztc-bg-main-bg-1);
    transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
    cursor: default;
    position: relative;
    margin-bottom: 10px;
}

.curved-step-item.right {
    border-left: none;
    border-right: 5px solid var(--ztc-bg-main-bg-1);
    flex-direction: row-reverse;
    text-align: right;
}

.curved-step-item:hover {
    transform: translateX(12px) scale(1.02);
    box-shadow: 0 20px 40px rgba(14, 56, 177, 0.15);
    background: #ffffff;
}

.curved-step-item.right:hover {
    transform: translateX(-12px) scale(1.02);
}

.step-icon-circle {
    width: 50px;
    height: 50px;
    background: var(--ztc-bg-main-bg-1);
    color: #fff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
    flex-shrink: 0;
    box-shadow: 0 8px 15px rgba(14, 56, 177, 0.2);
}

.step-content h5 {
    font-size: 16px;
    font-weight: 800;
    color: #0f172a;
    margin-bottom: 3px;
}

.step-content p {
    font-size: 13px;
    line-height: 1.5;
    color: #475569;
    margin-bottom: 0;
}

/* --- Vision & Mission Cards --- */
.vm-card {
    background: #ffffff;
    padding: 40px 30px;
    border-radius: 24px;
    text-align: center;
    color: #475569;
    position: relative;
    transition: all 0.3s ease;
    height: 100%;
    box-shadow: 0 4px 20px rgba(13, 58, 173, 0.04);
    display: flex;
    flex-direction: column;
    justify-content: center;
    border: 1px solid rgba(13, 58, 173, 0.15);
}

.vm-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 12px 30px rgba(13, 58, 173, 0.08);
    border-color: var(--ztc-bg-main-bg-1);
    background: #fcfdfe;
}

.vm-card h3 {
    font-size: 24px;
    font-weight: 800;
    color: var(--ztc-bg-main-bg-1);
    margin-bottom: 12px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.vm-card p {
    font-size: 14px;
    line-height: 1.6;
    color: #64748b;
    margin-bottom: 0;
}

@media (max-width: 767px) {
    .vm-card {
        padding: 40px 20px;
        border-radius: 30px;
    }
    .vm-card h3 {
        font-size: 24px;
    }
    .vm-card p {
        font-size: 14px;
    }
}

@media (max-width: 991px) {
    .target-ui {
        width: 300px;
        height: 300px;
        margin-bottom: 50px;
    }
    .target-arrow {
        width: 250px;
        right: -20px;
    }
}